Investment calculators, free and without an account.

• Cap Rate Calculator

  Calculate the capitalization rate of a rental property from NOI and purchase price, with the formula, a worked example and how to interpret the result.

  Cap Rate = Net Operating Income ÷ Property Value

• Cash-on-Cash Return Calculator

  Calculate cash-on-cash return from annual cash flow and cash invested. Includes the formula, a worked example and how leverage changes the result.

  Cash-on-Cash = Annual Pre-Tax Cash Flow ÷ Total Cash Invested

• DSCR Calculator

  Calculate debt service coverage ratio from NOI and annual debt payments, see the lender view, and understand what happens when rates or vacancy move.

  DSCR = Net Operating Income ÷ Annual Debt Service

• Rental Property Calculator

  A full rental property calculator: monthly cash flow, NOI, cap rate, DSCR and cash-on-cash return from price, rent, expenses and financing.

  Cash Flow = (Rent − Vacancy − Operating Expenses) − Debt Service

• ROI Calculator

  Calculate real estate return on investment including cash flow, principal paydown and appreciation over a holding period.

  ROI = (Cash Flow + Principal Paydown + Appreciation) ÷ Cash Invested

• Mortgage Calculator

  Calculate mortgage payments, total interest and remaining balance for an investment property, and see how rate changes affect the payment.

  Payment = P × r ÷ (1 − (1 + r)⁻ⁿ)

• Maximum Offer Calculator

  Work out the highest price you should pay for an investment property based on your target cap rate and your lender's DSCR requirement.

  Max Offer = min(NOI ÷ Target Cap Rate, Price supportable at Target DSCR)

• NOI Calculator

  Calculate net operating income line by line: rental income, other income, vacancy and each operating expense category.

  NOI = Effective Gross Income − Operating Expenses

PropertyEdge provides analysis and estimates for informational purposes only. It is not investment, tax, legal or appraisal advice, and no return or investment outcome is guaranteed. Estimates are modelled from the assumptions shown and must be verified against leases, inspections, tax bills and municipal records before you make an offer.