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PropertyEdge

For licensed Ontario real estate professionals

From your client’s address to a decision you can defend.

The same sequence a professional underwriter follows, applied identically to every property you analyze — so two agents on your team reach comparable numbers on the same building.

Analyze a Property FreeTry Free Tools
  • Every assumption visible and editable
  • Ontario tax classes and by-laws cited
  • Deterministic maths kept separate from AI interpretation
  • Client-branded report at the end
PropertyEdge Density and Zoning screen showing four units as-of-right in Hamilton with by-law 24-051 cited and dated.
Actual PropertyEdge screen. Unit permissions come from a dated municipal reference with the by-law cited; build costs from the Altus 2026 Cost Guide.

  1. STEP 01

    Enter the property

    Start with an address, paste your client's listing, or type your own numbers. You can override any input — the model never hides an assumption from you or your client.

    • Address, pasted listing or manual entry
    • Optional document upload
    • Your client's financing terms

  2. STEP 02

    Research assembled for you

    Property, market, neighbourhood and municipal context are assembled into a structured brief, with every figure labelled document-sourced, data-sourced or modelled — and left empty where no legitimate source exists.

    • Municipal tax class and rate with verification date
    • Zoning by-law cited, dated and linked
    • CMHC / Statistics Canada rent benchmarks, aggregate and dated

  3. STEP 03

    Underwrite line by line

    A full expense build produces NOI, then Canadian financing, valuation and returns: cap rate, cash flow, DSCR, cash-on-cash, IRR and ROI — with vacancy and capital reserves included, not assumed away.

    • Semi-annual compounding on Canadian mortgages
    • Three valuation approaches reconciled to a range
    • Ontario and Toronto land transfer tax, CMHC premiums where insured
    PropertyEdge Deal Score screen showing the score breakdown, key underwriting metrics and the recommendation for a sample Hamilton duplex.
    Actual PropertyEdge screen: the Deal Score breakdown with each component's contribution shown. Sample property, real reference data.

  4. STEP 04

    Stress test before your client does

    Bull, base, bear and worst-case scenarios move rent, vacancy, expenses, interest rates and exit value, then Monte Carlo shows the distribution — so you know which single input breaks the deal first.

    • Four standard scenarios
    • Break-even threshold per input
    • Renewal rate sensitivity

  5. STEP 05

    Hand over one document

    Executive summary, valuation range, maximum offer with its binding constraint, ranked risks with dollar impact and a BUY / NEGOTIATE / PASS verdict with its reasoning written out — print-ready or as a private share link, branded to you.

    • Client-branded PDF or share link
    • Risk register with severity and dollar impact
    • Written rationale your client can challenge
    PropertyEdge professional report showing executive summary, valuation range, key metrics and ranked risks.
    The client deliverable: create client link, copy as text, or print to PDF.

After the closing

The step other tools skip.

Once your client closes, log the real rents and expenses against the original projection. Actual vs Projected holds the underwriting to account — and gives you a reason to call every month.
Watchlists and alerts
New matches against your client's criteria, with instant SMS on watchlist hits.
Market digests
Periodic branded summaries built only from data that is genuinely available.
Actual vs Projected
Real post-closing performance measured against the projection you presented.

Analyze your next investor listing.

Free to start, no credit card. See the analysis before you create an account.

Analyze a Property FreeSee Pricing

PropertyEdge provides analysis and estimates for informational purposes only. It is not investment, tax, legal or appraisal advice, and no return or investment outcome is guaranteed. Estimates are modelled from the assumptions shown and must be verified against leases, inspections, tax bills and municipal records before you make an offer.