Product
From Property Address to Investment Decision.
The same five steps a professional underwriter would follow, applied identically to every property you analyze.
Deal analysis
Sample duplex, Hamilton, ON
Deal score
87/100
Confidence: moderate-high
Est. value
$735,000
Cash flow
+$425
Cap rate
5.9%
DSCR
1.42
Valuation range
78% confidence
Risk register
Cash flow & equity build
5-yr IRR 18.4%Scenario stress test (DSCR)
Biggest opportunity
Unit 2 rent sits below verified rental comps for the area.
Biggest risk
Property taxes are high relative to comparable buildings.
Step 01
Enter Property
Start with an address, a listing, or your own numbers. You can override any input at any point — the model never hides an assumption from you.
- Address or listing details
- Optional document upload
- Your financing terms
Enter Property
SampleLease — Unit 1.pdf ExtractedRent roll 2026.xlsx ExtractedProperty tax bill.pdf ExtractedDocument-sourced figures are the highest confidence tier in the model.
Step 02
AI Research
The property, market, comparable sales, rental comps and neighbourhood context are assembled into a structured brief, with each figure labelled as document-sourced, data-sourced or modelled.
- Comparable sales and rental comps
- Submarket and neighbourhood context
- Source and date on every figure
AI Research
Sample142 Sample St · 0.4 km$718,00088 Example Ave · 0.7 km$742,5007 Placeholder Rd · 1.1 km$705,000Adjusted average$729,000Comps shown are placeholders. Live comparable data is connected per market.
Step 03
Underwrite
A line-by-line expense build produces NOI, then valuation, financing and returns: cap rate, cash flow, DSCR, cash-on-cash, IRR and ROI.
- Vacancy and capital reserve included
- Three valuation approaches reconciled
- Financing with renewal assumptions
Underwrite
SampleNOI
$42,780
Cap rate
5.9%
Cash flow / mo
+$425
DSCR
1.42
Cash-on-cash
7.8%
5-yr IRR
18.4%
Step 04
Stress Test
Bull, base, bear and worst-case scenarios move rent, vacancy, expenses, interest rates and exit value, showing which single input breaks the deal first.
- Four standard scenarios
- Break-even threshold per input
- Renewal rate sensitivity
Stress Test
SampleBull · DSCR1.62Base · DSCR1.42Bear · DSCR1.18Worst · DSCR0.97Step 05
Make the Decision
You get a deal score, fair value range, maximum offer, expected returns, the biggest risks and opportunities, and a BUY / NEGOTIATE / PASS recommendation with its reasoning written out.
- Maximum offer with binding constraint
- Risk register with severity
- Written rationale you can challenge
Make the Decision
SampleBUYReturns clear target thresholds; financing carries adequate cushion at the recommended offer.
Recommended offer$695,000Walk-away price$712,000ConfidenceModerate-high
Analyze Your First Property
Free to start, no credit card. See the analysis preview before you create an account.
PropertyEdge provides analysis and estimates for informational purposes only. It is not investment, tax, legal or appraisal advice, and no return or investment outcome is guaranteed. Estimates are modelled from the assumptions shown and must be verified against leases, inspections, tax bills and municipal records before you make an offer.