Peel Region

Brampton Real Estate Investment Calculator

A fast-growing suburban market where legal secondary suites are a central part of many investment strategies.

Second-unit strategies are common, and the City has a registration framework for them. Registration status, permits and fire safety compliance directly affect financeability and insurability.

Household formation and employment growth support rental demand, but achievable rent should still be evidenced with current comps at the neighbourhood level.

Freehold townhouses and detached homes with legal suites form much of the investable inventory.

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Brampton market data

Municipal benchmarks, shown with their source and vintage. They are the starting assumptions a first pass should use — not property-level facts.

Small multifamily purchase price

Duplex: $940,000$470,000/unit
Triplex: $1,120,000$373,333/unit
Fourplex: $1,340,000$335,000/unit
Blended price per unit: $392,778

Source: PropertyEdge compiled small-multifamily benchmark range, 2025. Medium confidence — verify against active listings and recent sales for the specific property type and condition.

Typical achievable rent

Bachelor: $1,350/mo
1 bedroom: $1,650/mo
2 bedroom: $1,950/mo
3 bedroom: $2,300/mo
Benchmark vacancy: 1.8%

Source: CMHC Rental Market Survey (latest published municipal averages), 2025. Medium confidence.

Property tax

0.99%

About 0.26% below the provincial reference rate of 1.25% — on a $940,000 purchase that's roughly $2,444 less tax a year than a provincially average municipality.

Estimated annual tax at $940,000: $9,306

Source: Municipal published final residential tax rate, 2025. Tax is levied on assessed value, not purchase price — underwrite from the actual tax bill.

Land transfer tax at $940,000

Ontario LTT: $15,275
Municipal LTT: None
Total at closing: $15,275

Only the provincial land transfer tax applies in Brampton. First-time buyer rebates, where eligible, reduce the amount payable.

Calculated from the published Ontario Land Transfer Tax brackets. Confirm the final amount with your lawyer.

What changes your numbers here

Registered suite or no suite income

Underwrite unregistered suite income at zero until registration and compliance are confirmed.

Two income streams, one building

Shared systems mean a single failure affects both units; reserve accordingly.

Parking and utilities drive disputes

Clarify metering and parking allocation in the leases before closing.

Legal units and secondary suites in Brampton — what to verify

This is a diligence checklist, not legal advice. Municipal rules change, and site-specific zoning overrides the general case. Confirm each item with the municipality before you underwrite a unit's income.

Brampton requires registration of a second unit — registration status is the difference between real and unusable income
Multi-tenant and unregistered basement units are an active enforcement focus
Parking standards frequently govern whether a second unit is feasible at all
Confirm Region of Peel servicing requirements and Building/Fire Code separation

What a typical Brampton deal looks like

A duplex at the Brampton benchmark price, with one one-bedroom and one two-bedroom unit rented at the benchmark rents above. Every input is a benchmark, so treat the output as a first pass, not a valuation.

The math, line by line

Purchase price: $940,000 (duplex benchmark)
Gross rent: $1,650 + $1,950 per month = $43,200 a year
Vacancy at 1.8%: −$778
Property tax at 0.99%: −$9,306
Insurance, utilities, repairs and management: −$10,584
NOI: $22,532
Cap rate: $22,532 ÷ $940,000 = 2.4%
Financing: 20% down, 5.25% over 30 years → $4,153/mo = $49,831 a year
DSCR: $22,532 ÷ $49,831 = 0.45×
Annual cash flow: -$27,298
Cash to close: $188,000 down + $18,775 land transfer tax and legal

How to read it

At benchmark rents the NOI does not cover debt service at all, so a purchase at this price in Brampton needs more down payment, higher rents or a lower price to be financeable.

Change any one of price, rent, tax or rate and the verdict moves. That's the whole point of underwriting the specific property rather than the market.

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Verify locally before you offer

City of Brampton tax rate and assessment
Second unit registration status and requirements
Building permits and fire safety compliance
Neighbourhood rental comps for both unit types
Utility metering and responsibility

Submarkets investors watch

Downtown Brampton
Bramalea
Springdale
Heart Lake
Mount Pleasant

Frequently asked — Brampton

What does a duplex cost in Brampton?

Our Brampton benchmark for duplex stock is $940,000, with triplexes around $1,120,000 and fourplexes around $1,340,000 — roughly $392,778 per unit. These are municipal benchmark ranges compiled from public sources, not a valuation of a specific property.

What rent can I expect in Brampton?

Typical achievable rents are about $1,650 for a one-bedroom, $1,950 for a two-bedroom and $2,300 for a three-bedroom, based on CMHC Rental Market Survey averages carried forward with the Statistics Canada Ontario rent CPI. Verify against live comparable listings before underwriting.

What is the property tax rate in Brampton?

Brampton publishes a residential rate of about 0.99%, versus a provincial reference of roughly 1.25%. Always underwrite from the actual tax bill or assessment, since assessed value and rate both matter.

How much land transfer tax will I pay in Brampton?

On a $940,000 purchase, Ontario land transfer tax is about $15,275. No municipal land transfer tax applies in Brampton. First-time buyer rebates may reduce this.

Can I add a legal second unit in Brampton?

Brampton requires registration of a second unit — registration status is the difference between real and unusable income. Treat every unit's income as unusable until zoning, permits and Fire Code separation are confirmed with the municipality.

Run a real Brampton underwriting file in minutes.

NOI, valuation, financing, risk register, stress tests and a maximum offer — with every assumption labelled sourced or estimated.

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PropertyEdge provides analysis and estimates for informational purposes only. It is not investment, tax, legal or appraisal advice, and no return or investment outcome is guaranteed. Estimates are modelled from the assumptions shown and must be verified against leases, inspections, tax bills and municipal records before you make an offer.